Or, are they just incompetent and gullible? I'll let you decide: "Loan programs allow undocumented residents to buy homes".

First, of course, there's the use of "undocumented." Then:

A company called Affordable Residential Communities (ARC) has implemented a new program that allows the use of a consular card and other immigration documents as proper ID for the purchase of pre-fabricated homes.

The first part of that paragraph - when put in the context of the rest of the article - reads like it's an advertisement. Could this report in fact be an advertorial of some kind? And, of course, the "consular card" is Mexico's own Matricula Consular card, which is basically and ID card for illegal aliens. It's only an "immigration document" in the sense of being a document designed to subvert our laws.

And, then, of course, there's the fact that the only downside of this program is presented in one final paragraph. Apparently there are some people who don't think illegal aliens should be given home loans. Go figure!